July 18, 2026

Why Lane Kawaoka Says a $100,000 Rental Beats Your 401k

Why Lane Kawaoka Says a $100,000 Rental Beats Your 401k

Lane Kawaoka once ran two CrossFit gyms. He coached a client named Betsy Finley to the CrossFit Games at age 60. She placed first once, second once and eighth once.

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Coach Brian sits down with Lane Kawaoka, author of The Wealth Elevator. They talk about money and health together. Lane says most men spend the first half of life chasing income. Around 40 or 50, the question changes from how much am I making to what is all this actually building.

Lane breaks down real estate math with a simple example. A $100,000 rental home in the Midwest might send $100 to repairs, $100 to capital expenses and $100 to a property manager. Another $400 to $500 covers the mortgage, insurance and taxes. What's left is a couple hundred dollars of passive cash flow. The tenant also pays down the mortgage while equity builds underneath it.

That math is why Lane moved away from a traditional 401k early on. He says he was not even that good at real estate in the beginning. The numbers still worked better than a retirement account.

Brian and Lane connect this back to health. A man who lifts heavy and trains hard builds the same discipline he needs to handle a hard year in business. Lane says the CrossFit gym taught him to choose hard things on purpose, because life brings hard things either way.

This episode covers real estate and legacy. It also covers training, food and stress. Brian and Lane's point stays simple. Health and wealth both need a real plan.

This conversation is for education only. Talk with your own financial and medical professionals before making decisions about your health or money.

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Inside the program you also join a Brotherhood of men doing the same work. You build a body you're proud of and start leading like the man you already are at work.

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Common Questions From This Episode

Who is Lane Kawaoka?

Lane Kawaoka is the author of The Wealth Elevator. He is a real estate investor who once owned two CrossFit gyms.

What is the real estate example Lane shares?

Lane breaks down a $100,000 rental home. About $100 covers repairs, $100 covers capital expenses and $100 covers a property manager. Another $400 to $500 covers the mortgage, insurance and taxes.

That leaves a couple hundred dollars of passive cash flow plus the equity building underneath it.

Why did Lane move away from a 401k?

Lane says the real estate math worked better for him early on, even before he got good at investing. The passive income and equity beat what he saw in a traditional retirement account.

What does CrossFit have to do with building wealth?

Lane coached a client to the CrossFit Games at age 60. He says choosing hard things in the gym builds the discipline you need for hard years in business.

What is "The Wealth Elevator"?

It is Lane's framework for building wealth with more strategy and less stress. Coach Brian and Lane connect it directly to men's health, focus and long-term freedom.